SEPA: What do the error codes mean?

Easyflor may sometimes give an error code when exporting SEPA. But what do these codes actually mean? Perhaps the solution is listed here.

AM04: Insufficient Balance

MS03: Administrative reason

• The maximum amount per direct debit has been exceeded (see your contract)
• Insufficient balance, with some banks
• Use of SEPA Core instead of SEPA B2B
• Check if the debtor has a business account
• Use of an incorrect IBAN number
• Use of incorrect IBAN details (account holder name)

MD01: Incorrect mandate No mandate is known, or it has been revoked Debtor has set a lower maximum amount than your direct debit amount

MD02: Incorrect mandate No mandate is known, or it has been revoked

AG02: Incorrect file format An attempt was made to do a One-First direct debit, while a "FIRST"/"RCUR" was done for this An attempt was made to do a "FIRST" direct debit, while a "RCUR" was done for this

AC06: Account number blocked You have been blocked by the debtor from collecting

MS02: Disagreement with payment The transaction has been refused.

MD06: Disagreement with direct debit The debtor disagrees with the debit

SL01: Administrative reason The direct debit exceeds the debtor's maximum amount You have been blocked by the debtor from collecting No mandate is known, or it has been revoked Unfortunately, the error codes do not always correspond to the solutions mentioned above. Consult your bank if the error code persists.